Investment Funds
Investment funds are a modern and effective method of saving.
Investment funds are intended for persons who want to increase their savings through the fullest possible use of potential of profits on the financial market but are not experts on the capital market or are too busy to carry out analyses on their own and take prompt investment decisions.
The capital raised by the fund’s participants is invested in various financial instruments (depending on the fund – shares, bonds, treasury securities etc.). Even relatively small contributions from many Participants create a considerable capital, which makes profitable investments aimed at making satisfying profits and increasing the deposited resources possible.
SKARBIEC FIO
An umbrella fund comprising Subfunds with diverse strategies and investment opportunities.
SKARBIEC FIO is an umbrella fund comprising Subfunds with diverse investment strategies and investment risk levels.
SKARBIEC FIO consists of the following Subfunds *:
- Subfundusz Akcji SKARBIEC-AKCJA (share subfund)
- Subfundusz SKARBIEC-Akcji Nowej Europy (New Europe share subfund)
- Subfundusz SKARBIEC-Aktywnej Alokacji (active allocation subfund)
- Subfundusz Dłużnych Papierów Wartościowych SKARBIEC-DEPOZYTOWY (debt share subfund)
- Subfundusz SKARBIEC-GOTÓWKOWY (cash subfund)
- Subfundusz Pieniężny SKARBIEC-KASA (money subfund)
- Subfundusz Instrumentów Dłużnych SKARBIEC-OBLIGACJA (debt instruments subfund)
- Subfundusz SKARBIEC-OCHRONY KAPITAŁU (capital protection subfund)
- Subfundusz SKARBIEC PRIVATE EQUITY (private equity subfund)
- Subfundusz SKARBIEC-Rynków Surowcowych (raw materials subfund)
- Subfundusz SKARBIEC-Sektora Finansowego Nowej Europy (New Europe Financial Sector subfund)
- Subfundusz SKARBIEC-III FILAR (3rd pillar subfund)
- Subfundusz Zrównoważony SKARBIEC-WAGA (balanced subfund)
The umbrella fund is addressed to Investors who:
- seek a wide variety of Subfunds with various risk levels and diverse investment strategies
- appreciate the possibility to select and actively change the Subfund depending on investment prospects and market situation
What you should know:
The advantage of an umbrella fund over traditional investment funds is the possibility to pay the capital gains tax later. The change in the investment strategy, i.e. a transfer of resources between the Subfunds of the umbrella Fund, does not require the umbrella fund Participant to pay the 19 percent capital gains tax each time - the tax is not collected till units from the umbrella fund are re-purchased (till money is withdrawn from the Fund). The consequence of this is that from the purchase of the umbrella fund’s participation units till their re-purchase the entire capital paid by the Fund’s Participant (less the handling fees charged by SKARBIEC TFI S.A.) is invested, despite the shifts between the Subfunds.
* with the exception of Subfunds: SKARBIEC-Akcji Nowej Europy, SKARBIEC-Sektora Finansowego Nowej Europy and SKARBIEC-Rynków Surowcowych
** On 21 December 2007 Subfundusz Zagranicznych Instrumentów Dłużnych SKARBIEC-EURO OBLIGACJA FIO changed its name into SKARBIEC-Private Equity FIO; the investment policy of the Subfund also changed.
- SKARBIEC-SEKTORA NIERUCHOMOŚCI (of the real estate sector)
A balanced fund, which mainly invests in sectors of real estate, construction and construction and finishing materials.
- SKARBIEC-MAŁYCH I ŚREDNICH SPÓŁEK (of small and medium-sized enterprises)
A share fund investing in shares of the small and medium-sized Polish enterprises sector as well as in shares of companies listed on markets in the East-Central Europe.
- SKARBIEC-TOP Funduszy Stabilnych (of balanced funds) and SKARBIEC-TOP Funduszy Akcji (of share funds)
Funds of funds are innovative and the first such products on the market. They combine advantages of the asset management service and investment funds.
more on SKARBIEC-TOP Funduszy Stabilnych
more on SKARBIEC-TOP Funduszy Akcji
- SKARBIEC-TOP Funduszy Zagranicznych* (of foreign funds)
A fund of funds that invests raised assets in participation units and entitlements of foreign stock funds available on the Polish market. The fund provides for a possibility to make contributions in dollars.
Close-end investment funds of the real estate market
Funds that provide for a possibility to make indirect investments on the real estate market, reducing at the same time the barrier to ”enter” (relatively small minimum contributions to the fund) and ensuring professional asset management on the extremely demanding market.
more:
- CITY LIVING POLSKA Fundusz Inwestycyjny Zamknięty Aktywów Niepublicznych (non-public asset close-end investment fund)
- ECI - SKARBIEC Real Estate Fundusz Inwestycyjny Zamknięty Aktywów Niepublicznych (non-public asset close-end investment fund)
- SKARBIEC - RYNKU MIESZKANIOWEGO Fundusz Inwestycyjny Zamknięty (close-end investment fund)
- SKARBIEC - RYNKU NIERUCHOMOŚCI Fundusz Inwestycyjny Zamknięty (close-end investment fund)
Dedicated investment funds
Funds created to specific orders of investors or group of private or corporate investors. There are various types of funds available (for example debt funds, non-public assets funds, “white label” etc.)
